Finance before the public titles
The financial and analytical work predates elected office and continued through it.
Finance · economics · tax · property · housing · teaching
Follow the problem, not the job title.
The professional record follows the problems rather than a single industry label: investments, tax, real estate, development, university teaching, public administration and valuation disputes all require evidence, assumptions and consequences to line up.
Finance, tax, housing and public systems keep refusing to stay in separate boxes. Conveniently, neither did the work.
Professional work in public settings
Listening is part of the job.
The July 7, 2017 photograph records participation in a public-policy meeting. It belongs visibly in the professional record because governance work includes preparation, committee sessions, listening, and the less photogenic hours before a vote.
Exact committee, agenda and location pending.
Professional work in context
The work crossed balance sheets, property, transit and implementation.
The photographs matter because the résumé can make this history sound more compartmentalized than it was. Securities, real estate, public finance, transportation and teaching repeatedly informed the same analytical habits.
Butte County Association of Governments (BCAG) and B-Line in operating scale
Board work is easier to understand when the fleet, routes, capital and riders are visible rather than reduced to an agenda packet.
The ribbon came after the difficult work
Relocation, financing, approvals, affordability restrictions and construction came before the ceremony.
Securities registration and earlier insurance licensing
My securities qualification history includes the Series 7, Series 66 and Series 31 examinations. Current investment-adviser registration is through Randall Stone Financial in California. Earlier state insurance licenses are expired/retired and are not part of my current practice.
Independent practice and real-estate sales
I established Randall Stone Financial and obtained my California real-estate salesperson license. I sold homes in Southern California and represented clients in Northern California.
Brokerage and development
I became a California real-estate broker, supervised agents, and began development work in July. Former California DRE broker record (expired/retired; not intended for reactivation).
Site, finance, housing, and implementation
My work included site selection, development financial reports, sources and uses, capital stacks, public finance, LIHTC, community-development needs, accessibility, transit, and housing affordability.
Real Estate Finance at CSU Chico
I taught valuation, debt, equity, development, operating assumptions, tax credits, and public process through the Chico State College of Business.
Bean Counting Firm
As tax department manager and Enrolled Agent at Bean Counting Firm, My work combines tax preparation, planning, representation, property, closely held businesses, and the client decisions tying them together.
Tax-calendar footnote: My birthday falls on May 15, the normal Form 990 due date for calendar-year exempt organizations, and Karden was born on April 15. The May 15 birthday came before I became an Enrolled Agent, co-founded nonprofits, or joined nonprofit boards. I am therefore obliged to concede that this is better branding than tax planning. Read the family version →
Graduate work belonged inside an already full life.
The MPA with Distinction centered housing affordability and municipal economics. Randall began the program in fall 2008, deliberately, while the housing and financial crisis was making his economics background painfully tangible in Southern California real estate. Coursework ran through May 2010; the thesis and completion process continued to 2015, when he was hooded through Political Science / Public Administration. The family photographs are from that 2015 ceremony, not the end of classroom coursework.
Institutional work
Titles matter less when nobody knows what the institution does.
Assessment Appeals Board
An independent, quasi-judicial county board that hears evidence from taxpayers and the Assessor and decides disputes over locally assessed property values.
Butte County Association of Governments (BCAG)
Butte County’s metropolitan and regional transportation planning agency, joint-powers authority, and policy board for B-Line transit.
ADA transition work
Long-running service before, during, and after Council focused on public access routes, barrier removal, communication, and program accessibility.
University and community institutions
Professional work happens through people, not only titles.
The project that ties it together
Bidwell Park Apartments
Thirty-eight apartments. One hundred percent affordable. Households at roughly 30% to 60% of area median income. Fifty-five years of restricted affordability. A major transit corridor. Accessible and adaptable design. Built despite sustained opposition.
That project contains finance, economics, real estate, public process, housing need, transportation, accessibility, community development, and implementation in one address.
Action News Now interview
Professional judgment has to survive questions.
Interviews and public discussions are cataloged with their original dates and sources where available.
Chico State · October 7, 2017
A department anniversary in the middle of a much longer relationship with the university.
The Political Science and Criminal Justice Department marked its 50th anniversary in 2017. This photograph is from the celebration at the President’s Mansion, the Julia Morgan-designed building now known as the Albert E. Warrens Reception Center.